Mr. N. Sivaraman is a Managing Director & Group CEO of ICRA Limited. He is a reputed business leader who spent 34 years with Larsen & Toubro Limited (L&T) Group. His last position was President and Whole-Time Director of L&T Finance Holdings, a subsidiary of L&T and a listed company. Under his leadership, L&T Finance Holdings became the first subsidiary of L&T to be publicly listed. He strategized expansion of the business across lending, asset management and insurance, and led inorganic growth initiatives as well, overseeing key acquisitions in asset management, housing and personal vehicle finance.

In his 34 years of association with L&T Group, Mr. N. Sivaraman held many key roles in Finance & Accounts, Mergers & Acquisitions, Treasury, Project Finance, Corporate Finance and Investor Relations. Since his exit in 2016 from L&T Group, Mr. N. Sivaraman has been working on establishing a platform for financing infrastructure projects using a combination of NBFC and managed funds. At the same time, his firm – 5E Financial Services, has been advising entities seeking to invest debt funds in infrastructure projects. In December 2018, Mr. N. Sivaraman joined IL&FS Group, as Group Chief Operating Officer, responsible for asset monetization and creditor engagement, including restructuring of loans, where required. His assignment with IL&FS ended on July 31, 2020.

Mr. N. Sivaraman holds a Bachelor of Commerce from Madras University and is a Chartered Accountant from the Institute of Chartered Accountants of India. Mr. N. Sivaraman is on the boards of the following other companies:

• • 5E Investment Advisors Private Limited
• • Shiva Pharmachem Limited
• • Ascentios Advisors Private Limited
• • PGIM India Trustees Private Limited

Amita Shrivastava is a Vice President in the Asia Pacific Regional Management team. In this role Amita works on various Asia Pacific strategic and regional management projects, especially the ones related to MIS businesses in South and Southeast Asia.

Amita has nearly 10 years of experience in Structured Finance. Prior to joining the Regional Management team Amita was a Vice President – Senior Credit Officer in Moody’s Investors Service Asset Finance Group where she managed the surveillance of various US RMBS asset classes. Amita was previously a lead analyst in the RMBS primary ratings team where she analyzed a wide range of RMBS asset classes. She had been actively involved in developing the methodology for rating and monitoring various RMBS asset classes.

Amita joined Moody’s in 2004 from Barclays Capital in New York. She holds a Bachelor of Engineering degree and an MBA from Gujarat University, India and a Masters in Finance from William E. Simon School of Business, University of Rochester, New York.

Ms Sushmita Ghatak is Managing Director & CEO, ICRA Analytics Ltd (formerly known as ICRA Online Ltd). She joined Group ICRA in 2000 and has worked towards developing business lines, products and customer base across its consulting and outsourcing business, as well as increasing adoption of technology at a Group level.

Prior to her role at Group ICRA, she worked at Tata Steel for seven years in its supply chain management function and served as a core member of the Business Process Re-engineering & Change Management team.

Sushmita is an alumnus of Indian Institute of Management, Kolkata and has a degree in B.A. (Hons) Economics from the University of Delhi. She is a Fulbright-CII-Nehru Fellow and has won national level awards instituted by All India Institute of Management and Indian Institute of Materials Management.